The UK payments sector is entering a major regulatory transition. From 7 May 2026, the Financial Conduct Authority (FCA) will introduce a new safeguarding regime under CASS 15, requiring most payment institutions and electronic money institutions to obtain an annual safeguarding audit. For many firms, this will be the first time their safeguarding arrangements are subject to a formal external assurance opinion. The changes form part of the FCA’s broader effort to strengthen customer fund...

In the complex and ever-evolving financial landscape, businesses operating within the e-money, payments, trading, brokerage, and finance...

Navigating the regulatory landscape of financial services requires a thorough understanding of the licensing process. Obtaining the...